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Jessie T. Wolf
December 1st, 2009
11:44 am


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Bye-bye Paycheck
Got paid yesterday. Isn't it funny how you know exactly where all of that money's gonna go, all in about a day?

My portion of rent and utility bills: $235

Cell phone bill: $137

Public transit pass for the month of December: $136

Groceries to last the month of December: $100

35 pound bag of puppy food: $50

I now have $3.00 to my name, but I feel great knowing that everything's taken care of. I also got approved for that consolidation loan that I applied for a few weeks back, which is AWESOME! So now my two credit cards and my line of credit can all be paid up in one lump sum each month, with a lower interest rate. I have to pay $550 on the 16th of every month (which beats the $700-$800 I was paying before!). So basically I'll be reserving every paycheck I get on the 15th of the month to my consolidation loan, and whatever extra cash is left over from that paycheck I'm going to put in a tax-free savings account, which I'm going to open in the New Year.

I've also got a few training and boarding gigs lined up this month. Started working with a 12 week old German Shepherd puppy last Sunday, and this Sunday I'm supposed to be working with a 4 month old Golden Retriever. I'll also be boarding a 14 week old Cockapoo puppy over Christmas and New Year's, which is a $600 job right there. I am so thrilled... this bit of extra work is really going to help me out, along with the consolidation loan, I can finally start to breath a little easier now. Hopefully I'll soon be able to pay back a couple friends who I owe some money to as well.

*sighs* There seems to be no end of stress when you're living from paycheck to paycheck. But honestly, even if I don't have any money right now, at least I'm still happy to have a roof over my head and a ton of new groceries, so I can start cooking meals again! If there's one thing I hate, it's going hungry.

*munches on an apple*

Current Mood: contentcontent

(6 comments | Leave a comment)

[User Picture]
Date:December 1st, 2009 09:16 pm (UTC)
I have to ask, how is your phone bill so huge? o.O;
[User Picture]
Date:December 2nd, 2009 06:33 pm (UTC)
Made a lot of calls last month, when the creditors were on my ass about my husband's unpaid Visa bills. -___- That's only part of the phone bill, though... it was actually $237, but I couldn't afford to pay the whole thing this month. Usually my cell phone bill is anywhere from $55 to $100. It's Rogers... they suck. I'm going to switch to Telus once my contract with Rogers expires.
[User Picture]
Date:December 2nd, 2009 06:38 pm (UTC)
Yeah, good call *hug* Wish I'd see ya at a con again sometime, I'll be doing MFF next year. =)
(Deleted comment)
[User Picture]
Date:December 2nd, 2009 06:37 pm (UTC)
I buy very good quality puppy food. The better quality, holistic foods can get to be $70 for a 40 pound bag! So I try to get a food that is high in natural ingredients, but still affordable. I won't touch anything that has corn or wheat/grain as one of the first 5 ingredients. Getting a good quality puppy food is important for health and growth, and means less vet bills in the long run.
[User Picture]
Date:December 1st, 2009 10:26 pm (UTC)
"There seems to be no end of stress when you're living from paycheck to paycheck."
Welcome to my world... lol

How are Penny and Mojo doing...?
[User Picture]
Date:December 2nd, 2009 06:41 pm (UTC)
Penny and Mo are doing fine. :) Actually, Torwin took some video of them all last week, but the video is a bit too long for me to put on YouTube. I need to edit them down a bit first. But I was thinking of you when he showed them to me, cos I figured you might like to see some vids of them. :-P

Penny just had a bath this morning, and she's acquired a new suede and fleece coat... I swore I'd never put clothing on my Chihuahua, but today was just way too cold out. O___o

Mojo loves the new house, and LOVES the backyard! We actually have a fully-fenced in yard this time, so the dogs love it. :)

I think I'll actually make a LJ post about the dogs.

How's the Taffster? ;)
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