Got called yesterday by a creditor, saying I owe $3,500 (roughly) on a business visa that used to be a joint account of mine and my very-soon-to-be ex husband. Apparently they can't find his information on the account, and they're saying that I'm the primary one on the account. Not sure how that's the case, but I do know that it was my husband's responsibility to have taken care of paying off the remaining debt, when the accounts were (supposedly) transferred into his name last fall. I guess that didn't happen after all, if the creditors are calling me now, because they can't get ahold of him.
I can't afford to pay off his debt, as I can barely afford to pay off my own credit cards with my bank, and I just applied for a consolidation loan today, actually.
The thing that makes this whole situation so crappy is that I only have until 2:30pm this Friday to pay the remaining balance, or my credit will be fucked for the next 6 years. Which means that I can kiss this consolidation loan goodbye, and I can't do anything like rent a new place, buy a car, start a business, etc. for the next 6 years.
I may be looking into filing for bankruptcy in the very near future. If that happens as a result of my having to take the hit for my husband's debt, I am so getting a lawyer.
Oh yeah, I also have to move AGAIN, because our current landlord is selling the place we're renting right now. Thankfully we have a new place lined up already for Nov. 1st, (that was another HUGE load of stress to deal with yesterday, in itself...) but my god, my brain feels like it's going to explode right now.